Residential & Consumer Investment Lending

First Carolina Bank offers a full line of loan products designed around you. Each product allows flexibility with quick, timely responses. Whether you need a mortgage, line of credit, or other loan products, we have the right person to assist you. 

Home Mortgage Lending

  • Buy
  • Refinance
  • Improve
  • Cash Out

Residential Construction-Permanent Loans

  • One-time-close
  • Interest-only payments during construction

Land Loans

  • Residential Land
  • Raw Land
  • Farm Land

Condo, Townhouse and Condotel

  • Condo Questionnaire Not Required
  • Non-Warrantable Condominiums
  • Primary, Secondary or Investment  

Jumbo Loan & Construction Perm

  • One-time-close
  • Up to $2,000,000.00
  • Primary or Secondary Homes

Residential Rental Properties

  • Buy
  • Refinance
  • Improve
  • Cash Out

Manufactured Home with Land

  • Primary or Secondary Investment Property 
  • Up to $250,000.00
  • Permanent Foundation


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