Board & Management

Board of Directors

	John J. (Jett) Ferebee, Jr. Chairman of the Board of First Carolina Bank and First Carolina Financial Services, Inc.; Owner and Member/Manager of Ferebee Properties Operating Company, LLC and President of Maritime Properties, Inc., Greenville, NC.
	Ronald A. Day Director, President and Chief Executive Officer, First Carolina Bank and First Carolina Financial Services, Inc., Raleigh, NC.
	Charles (Chuck) A. Robbins, Jr. Director of First Carolina Bank and First Carolina Financial Services, Inc.; Chairman Emeritus and Former Chairman and Chief Executive Officer of COECO Office Systems, Inc., Rocky Mount, NC.
	John W. Gussenhoven Director of First Carolina Bank and First Carolina Financial Services, Inc.; Former Banker and Executive/Partner of the largest privately held insurance brokerage firm in the world, Johnson & Higgins, Wilmington, NC.
	Sandra Kaye Boone Director of First Carolina Bank and First Carolina Financial Services, Inc.; Chief Financial Officer of Frontier Trailer Associates, Inc., Rocky Mount, NC.
	Vincent C. Andracchio Director of First Carolina Bank and First Carolina Financial Services, Inc.; Chairman and Chief Executive Officer of Guardian Holdings, Inc., and Officer of Affiliated Operating and Real Estate Companies, Rocky Mount, NC.
	Charles A. Paul, III Director of First Carolina Bank and First Carolina Financial Services, Inc.; President and Chief Executive Officer of Bald Head Island Limited, LLC., and Managing Partner of Harbor Island Partners, LLC., Wilmington, NC.
	James A. Lucas, Jr. Director of First Carolina Bank and First Carolina Financial Services, Inc.; President and Partner of James A. Lucas and Company, LLP, CPAs, Raleigh, NC.
	Gregory E. Floyd Director of First Carolina Bank and First Carolina Financial Services, Inc.; President and Principal of S&F Family Office (which operates Piggly Wiggly supermarkets throughout eastern North Carolina), Kinston, NC.
	David S. Oyler Director of First Carolina Bank and First Carolina Financial Services, Inc.; President of Trifecta Capital Management, Atlanta, GA.
	Kevin M. Shannon Director of First Carolina Bank and First Carolina Financial Services, Inc.; Founder and Managing Director of CROSH Consulting, Mooresville, NC.

Board Emeritus

	Thomas A. Betts, Jr. Director of First Carolina Bank and First Carolina Financial Services, Inc.; Former Director of Planters Bank and Centura Bank; Retired Founder of Betts and Company Insurance and Centura Insurance Services Executive, Rocky Mount, NC.
	A. Donald Stallings Director of First Carolina Bank and First Carolina Financial Services, Inc.; Founder and Chairman of Eagle Transport, Inc., Rocky Mount, NC.

Executive Management

	Kristen D. Brabble Chief Operating Officer, First Carolina Bank and First Carolina Financial Services, Inc.
	Steven G. Deaton Chief Risk Officer, First Carolina Bank and First Carolina Financial Services, Inc.; Chief Financial Officer, First Carolina Financial Services, Inc.
	Jamie Donahue President – BM Technologies, Inc.; Chief Digital Officer, First Carolina Bank and BM Technologies, Inc.
	R. Gregory Ferrell President – Real Estate Banking, First Carolina Bank
	Douglas Ford IV Chief Banking Officer, First Carolina Bank
	Debra A. Medlin Chief Financial Officer, First Carolina Bank
	Patrick W. Pritchard Chief Information Officer, First Carolina Bank; Chairman, BM Technologies, Inc.
	O. Stokes Suiter, III Chief Credit Officer, First Carolina Bank

"We do the day-to-day things in banking extremely well."

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