Interest on Lawyer Trust Accounts (IOLTA)

First Carolina Bank participates in the IOLTA program set up by the North Carolina State Bar. This account is for lawyers and law firms ONLY.

  • $100 to open
  • Interest bearing*
  • No monthly fee
  • No minimum balance 
  • FREE online banking, bill payment, mobile banking, mobile deposits, notary services, and financial planning with our wealth management team

*Variable Rate; Interest compounded daily & credited to account monthly


  • Remote Deposit
  • Cash Management 
  • Night Depository Services 
  • Wire Transfers 
  • Standby Letters of Credit 
  • Automatic Clearing House (ACH) Services
  • Official Checks 
  • Gift Cards
  • Safe Deposit Boxes
  • Phone Transfers
  • Bank by Mail

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