INCLEMENT WEATHER UPDATE: Due to road conditions following the winter storm, our Raleigh office will open at 10AM, and our Reidsville, Rocky Mount, and Wilmington offices will open at 11AM today, Tuesday, February 3. Our Atlanta, Cary, Columbia, Greenville, and Virginia Beach offices will be operating on a normal schedule, and any phone calls will roll to those teams for assistance in the morning. We will communicate any further updates here and on our social media platforms. We apologize for any inconvenience.
BUSINESS

Commercial Financing


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icon of a briefcase with a dollar sign denoting commercial financing

Commercial Financing

The First Carolina Bank Commercial Financing team is made up of experienced commercial bankers who deliver personalized solutions. Our model features local decision-making with an emphasis on rapid turnaround. Additionally, First Carolina’s treasury management platform enables us to work with and seamlessly transition complex setups, all while providing client-centered service.

First Carolina Bank Commercial Financing Client Profile:

  • Well-capitalized operating and manufacturing companies with seasoned management teams
  • Generally located in the Bank’s four-state geographical footprint of North Carolina, South Carolina, Georgia, and Virginia

Loan Types:

  • Owner-Occupied – Office, Medical, and Manufacturing Facilities
  • Lines of Credit – Accounts Receivable, Inventory, and Capex Financing
  • Term Loans
  • Letters of Credit
  • Management Buyouts and Recap Financing
  • Equipment and Vehicle Lending

Business Checking Account

If you're looking for a no-hassle checking account for business use, we have just the product for you!

Helpful Resources