Commercial Financing 

The First Carolina Bank Commercial Financing team is made up of experienced commercial bankers who deliver personalized solutions. Our model features local decision-making with an emphasis on rapid turnaround. Additionally, First Carolina’s treasury management platform enables us to work with and seamlessly transition complex setups, all while providing client-centered service.  

First Carolina Bank Commercial Financing Client Profile:

• Well-capitalized operating and manufacturing companies with seasoned management teams
• Generally located in the Bank’s four-state geographical footprint of North Carolina, South Carolina, Georgia, and Virginia

Loan Types:

• Owner-Occupied – Office, Medical, and Manufacturing Facilities
• Lines of Credit – Accounts Receivable, Inventory, and Capex Financing
• Term Loans
• Letters of Credit
• Management Buyouts and Recap Financing
• Equipment and Vehicle Lending