Commercial Financing 

The First Carolina Bank Commercial Financing team is made up of experienced commercial bankers who deliver personalized solutions. Our model features local decision-making with an emphasis on rapid turnaround. Additionally, First Carolina’s treasury management platform enables us to work with and seamlessly transition complex setups, all while providing client-centered service.  

First Carolina Bank Commercial Financing Client Profile:

  • Well-capitalized operating and manufacturing companies with seasoned management teams
  • Generally located in the Bank’s four-state geographical footprint of North Carolina, South Carolina, Georgia, and Virginia

Loan Types:

  • Owner-Occupied – Office, Medical, and Manufacturing Facilities
  • Lines of Credit – Accounts Receivable, Inventory, and Capex Financing
  • Term Loans
  • Letters of Credit
  • Management Buyouts and Recap Financing
  • Equipment and Vehicle Lending


If you're looking for a no-hassle checking account for business use, we have just the product for you! 

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