Don't Miss Exciting First Carolina Bank Specials!

    • 6 Month CD Special* - 4.70% APY1 - $25,000 Minimum Required
    • Carolina Money Market Special* 
      • 2.79% APY² - $0.01 - $24,999.99
      • 2.86% APY² - $25,000.00 - $99,999.99
      • 2.95% APY² - $100,000.00 - $249,999.99
      • 3.10% APY² - $250,000.00 - $499,999.99
      • 3.26% APY² - $500,000.00 - $999,999.99
      • 3.51% APY² - $1,000,000.00+
        *Checking account required unless commercial or HOA.


        ¹ APY means Annual Percentage Yield. Advertised interest rate is effective as of January 3, 2024. This is a promotional rate that applies only to new Certificate of Deposit (CD) with a 6-month term. Upon renewal of CD, our then standard rate for standard CDs with that amount and term apply. We may change this promotional rate at any time without prior notice. To qualify for advertised APY, personal clients must either have or open a personal or business checking account. The minimum balance required to open these CDs is $25,000. Offer is limited to a maximum deposit of $250,000 per instrument. Substantial penalty for early withdrawal. Your account is covered by FDIC insurance to the maximum allowed by law.
        ² APY means Annual Percentage Yield. Advertised rate is effective as of March 30, 2023 and is available only to new funds deposited with First Carolina Bank Carolina Money Market Account. To qualify for advertised APY, personal or business clients may be required to have or open a personal or business checking account, and maintain a minimum balance of $2,500 or more in a Carolina Money Market Account. If minimum balance drops below $2,500 during statement period, a $25 monthly fee will be applied. Rate is variable and subject to change at any time. Fees may reduce earnings on this account. Excessive activity fee after six (6) withdrawals per statement cycle. Your account is covered by FDIC insurance to the maximum allowed by law.
          


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