Privacy Notice For California Residents

This PRIVACY NOTICE FOR CALIFORNIA RESIDENTS (the "Notice") will be effective as of December 1, 2023 and supplements the information contained in the Privacy Statement of BM Technologies, Inc. The words "we," "us," and "our" refer to First Carolina Bank, Member FDIC ("Bank"), and its service providers, including its wholly owned subsidiary, BM Technologies, Inc., and applies solely to its visitors, contacts, accountholders, and others who reside in the State of California ("consumers" or "you"). We adopt this Notice to comply with the California Consumer Privacy Act of 2018 (“CCPA”) and other applicable California privacy laws. Any terms defined in the CCPA have
the same meaning when used in this Notice.

Financial information

As a financial institution, we are obligated to comply with the federal Gramm-Leach-Bliley Act (Public Law 106-02) and its implementing regulations (collectively “GLBA”), which govern the collection, use, protection, and disclosure of personal financial information. This includes all nonpublic personal information that we may collect from you in connection with obtaining a financial product or service from us. Personal information that is collected, processed, sold, or disclosed pursuant to the GLBA or the California Financial Information Privacy Act (Division 1.4, commencing with Section 4050 of the Financial Code) is not included within the scope of this Notice. For more details on how we treat this information, as well as a summary of your rights with respect to this information, please see our privacy notice here.