Earn cash back on everyday purchases

Earn cash back on BankMobile debit card purchases from merchants you know and love.

Get started See how it works

40K+

online merchants

12K+

local stores

90 days

to deposit

Where you can earn

Cash back on the things you actually buy. From your morning coffee run to your monthly grocery haul — Offers meets you where you spend.

Groceries

Stocking up on essentials or trying a new recipe? Add cash back to your cart at grocery stores and supermarkets.

Gas

Every fill-up counts. Use your BankMobile debit card at select gas stations and earn cash back on every gallon.

Restaurants & Dining

Eating out just got more rewarding. Find cash back offers at restaurants — from fast food to your favorite local spot.

Shopping

Clothes, electronics, everyday essentials. Earn while you shop at national retailers and online stores.

Health & Wellness

From pharmacies to fitness, take care of yourself and earn cash back while you do it.

how it works

Three steps to rewards

Start earning in minutes with no complicated setup

Unlock your cash back Offers

You’ll unlock cash back Offers within 24 hours after funding your BankMobile Checking Account and making at least one eligible transaction¹ within a 60-day period.

1 See Cash Back Terms & Conditions.

Shop with your BankMobile card

Browse the BankMobile app to discover merchants you know and love, and earn cash back by using your BankMobile debit card at over 40,000 online stores and 12,000 local locations.

Watch the cash back add up

Earn cash back on eligible offers and watch your rewards add up. Cash back amounts vary by offer and are credited to your BankMobile Checking Account within 90 days after the transaction posts.

NATIONAL BRANDS. LOCAL FAVORITES.

Not just big brands.
Your neighborhood too.

Whether you're grabbing groceries at a chain or supporting a shop around the corner,
there's cash back waiting for you.

Local favorites
around you

Discover cash back Offers from neighborhood cafés, shops, restaurants, and businesses near your school or home.

Big brands
you already use

Earn cash back on everyday purchases from major retailers, restaurants, gas stations, and online merchants nationwide.

EXPLORE THE MAP

See what's earning
near you.

Open the Offers map in the BankMobile app to find participating merchants around your current location in real time. Whether you're on campus, near home, or somewhere new — your next cash back opportunity is probably closer than you think.

In-Store

Head to a nearby location and pay with your BankMobile card

Online

Shop from anywhere at participating online merchants

Digital Wallet

Apple Pay, Google Pay, or Samsung Pay

Apple Pay is a trademark of Apple Inc. Google Pay and Google Wallet are trademarks of Google LLC. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.

FAQs

What are cash back Offers?

Cash back Offers let you earn money back when you shop with participating merchants using your BankMobile debit card.

How do I start earning cash back?

Simply browse Offers in the BankMobile app and shop at participating merchants using your BankMobile debit card. Cash back is automatically tracked when you meet the Offer requirements.

When will I receive my cash back?

Cash back is credited to your BankMobile Checking Account within 90 days after your qualifying transaction is posted.

Do I need to activate individual Offers?

No, you don’t need to “activate” individual Offers. However, you must fund your BankMobile Checking Account and make at least one eligible transaction within a 60-day period to enable Offers in your BankMobile app.

Where can I earn cash back?

You can earn cash back at 40,000+ online locations and 12,000+ local locations featured in the BankMobile app.

How is cash back calculated?

Cash back is calculated based on the specific terms of each Offer, which may vary by merchant.

Where is my cash back deposited?

All cash back rewards are deposited directly into your BankMobile Checking Account linked to your BankMobile debit card.

Do I need to use my physical BankMobile debit card?

No. You can use your physical BankMobile debit card, your card number for online purchases, or a supported digital wallet such as Apple Pay, Google Pay, or Samsung Pay.