Board of Directors


John A. Williams

Chairman of the Board of First Carolina Bank and First Carolina Financial Services, Inc.; Chief Executive Officer of BioSignia, Inc., Durham, NC. 

Ronald A. Day

Director, President and Chief Executive Officer, First Carolina Bank and First Carolina Financial Services, Inc. 

Thomas A. Betts, Jr.

Director of First Carolina Bank and First Carolina Financial Services, Inc. Former Director of Planters Bank and Centura Bank; Retired Founder of Betts and Company Insurance and Centura Insurance Services Executive, Rocky Mount, NC. 

John J. (Jett) Ferebee, Jr.

Director of First Carolina Bank and First Carolina Financial Services, Inc.; Real Estate Developer and Investor, Greenville, NC. 

Charles (Chuck) A. Robbins, Jr.

Director of First Carolina Bank and First Carolina Financial Services, Inc.; Chairman and Chief Executive Officer of COECO Office Systems, Inc., Rocky Mount, NC. 

A. Donald Stallings

Director of First Carolina Bank and First Carolina Financial Services, Inc.; Founder and Chairman of Eagle Transport, Inc., Rocky Mount, NC. 

John W. Gussenhoven

Director of First Carolina Bank and First Carolina Financial Services, Inc.; Former Banker and Executive/Partner of the largest privately held insurance brokerage firm in the world, Johnson & Higgins. 

Sandra Kaye Boone

Director of First Carolina Bank and First Carolina Financial Services, Inc.; Chief Financial Officer of Frontier Trailer Associates, Inc., Rocky Mount, NC

Vincent C. Andracchio, II

Director of First Carolina Bank and First Carolina Financial Services, Inc.; Chairman and Chief Executive Officer of Guardian Holdings, Inc., Rocky Mount, NC


Executive Management




Ronald A. Day 

President & Chief Executive Officer






O. Stokes Suiter

Chief Credit Officer






Debra Medlin 

Chief Financial Officer







Maxie T. Coker, Jr.

Chief Banking Officer







Kristen D. Brabble

Chief Administrative Officer

Your Opinion Matters

Have a great experience to share or maybe a suggestion to improve a product or service? Share it with us! 

Give us your thoughts